Health Access - Allstate

Health Access - Allstate


What It Does
Pays a set dollar amount for everyday health services- office visits, labs, hospitalization, surgery, urgent care, and more.

Plan Levels
Metal Gap, Core, Plus

Eligibility and Renewability
Ages 0-64

Benefit Amounts
  1. Office visits: $100 - $175
  2. Outpatient surgery: %500 - $5,000
  3. ER: $250 - $300
  4. Hospital admission: $2,000+
Inpatient, Outpatient, Surgery & ER Coverage
  1. Hospital admission: $1,500 - $6,000
  2. ICU: up to $6,000/day
  3. Office visits: up to $175
  4. Radiology: up to $125
  5. Chemotherapy/radiation: up to $4,000/month
  6. Ambulance: Ground $1,000, Air $25,000
Waiting Periods
No waiting period for sickness or injury services
90-day waiting period for preventive care

First Health Network
Coverage provided with the First Health Network.

Recuro Virtual Care Included (optional)
24/7 virtual urgent care
  1. Zero copay
  2. Unlimited visits
  3. Virtual prescriptions
Pre-Existing Condition Limitations
  1. Excludes benefits for any injury or sickness linked to a pre-existing condition during the first 12 months.
  1. Mental illness, substance abuse
  2. Pregnancy (pre-existing)
  3. Hazardous sports
  4. Dental/vision care
  5. Weight loss surgery
  6. Cosmetic procedures

Great For
Everyone
Those wanting simple hospital-day cash benefits

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