VisionWise - UHOne

What It Is

VisionWise is a stand-alone vision plan that provides affordable, supplemental vision coverage that helps pay for eye exams, glasses, and contacts.

No Waiting Period

Members can use benefits immediately upon activation - there are no waiting periods for exams, lenses, or eyewear purchases.

Eligibility

1. Primary insured: Ages 18-99
2. Spouse/domestic partner: Ages 16-99
3. Dependents: Children under 26 years old
   

Dependent age may vary by state

Annual Vision Benefits

Each insured person received the following benefits once per year:

1. Eye Exam: $0. 100% covered in-network (up to $50 allowance out out-of-network)
2. Single Vision/Bifocal/Trifocal Lenses: $10 copay in-network; allowances of $40-$80 out-of-network
3. Frames: Up to $150 allowance in-network ($75 out-of-network)
4. Contact Lenses: Up to $150 allowance in-network ($105 out-of-network)
   

Allowance System

The plan pays a set maximum amount (“allowance”) for eyewear and contact purchases. If the total cost is below the allowance, members pay nothing more; if it exceeds the limit, they cover the difference.

Large National Network

VisionWise uses the UnitedHealthcare Vision Network, which includes local optometrists, ophthalmologists, and major retail vision centers. You can search providers at myuhcvision.com

No-Claim Convenience

When members use in-network providers for any services, there are no claim forms - providers handle billing directly. For out-of-network visits, members pay upfront and submit receipts for reimbursement.

Renewability

Coverage is renewable as long as premiums are paid. UnitedHealthcare can adjust premiums with at least 31 days’ notice, based on policy class.

What’s Not Covered

1. Non-prescription or optional lens extras
2. Lost/broken eyewear outside normal intervals
3. Experimental or surgical eye treatments (i.e. LASIK)
4. Medical/surgical eye care or treatments by family members
5. Services provided before or after policy dates
   

Great For

Everyone

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