AccidentWise - UHOne

AccidentWise - UHOne


What It Is
AccidentWise provides cash benefits when accidental injuries happen — helping cover out-of-pocket costs like deductibles, rent, or everyday expenses.

Type of Coverage
Accidental injury–only coverage — pays for injuries caused by accidents, NOT sickness or disease. NOT major medical insurance or ACA-compliant.

Flexible Plan Options
Choose from three benefit levels:
  1. Plan 10,000
  2. Plan 15,000
  3. Plan 20,000
Lump-Sum Cash Benefits
  1. Hospital Admission: $10,000–$20,000 
  2. ER Treatment: $1,000–$2,000 
  3. Urgent Care: $200–$400 
  4. Follow-Up/Physical Therapy: $100–$200 per visit
  5. Accidental Death or Dismemberment: $10,000–$20,000
Who’s Eligible
  1. Primary insured: Ages 18–75 
  2. Spouse/partner: Ages 16–75
  3. Dependent children: Up to age 26 (state rules may vary)
Easy to Enroll
No medical underwriting • Quick application • Coverage can begin right away

Premium Stability
Premiums don’t increase with age. UnitedHealthcare gives advance notice (31–75 days) before any rate changes.

Guaranteed Renewability
Keep your coverage year after year — as long as premiums are paid on time and no fraud occurs.

What’s Not Covered
  1. Illness, pregnancy, or disease 
  2. Injuries before coverage starts 
  3. Self-inflicted injuries or war 
  4. Professional sports, racing, or extreme activities 
  5. Cosmetic procedures or family-provided services
Great For
Everyone, especially children and older individuals

    • Related Articles

    • VisionWise - UHOne

      What It Is VisionWise is a stand-alone vision plan that provides affordable, supplemental vision coverage that helps pay for eye exams, glasses, and contacts. No Waiting Period Members can use benefits immediately upon activation - there are no ...

    • CriticalGuard - UHOne

      What It Is CriticalGuard provides cash benefits if you are diagnosed with a qualifying critical illness including cancer, heart attack, stroke and more. It helps cover medical and non-medical expenses. How It Works When a covered critical illness is ...

    • Dentalwise - UHOne

      What It Is DentalWise is a standalone dental insurance plan for individuals and families, administered by Dental Benefit Providers. No Waiting Periods No waiting periods for preventive, basic and most major services. EXCEPTION: Implants do have a ...

    • HospitalWise - UHOne

      What It Is HospitalWise is a hospital inddemnity insurance plan that pays a fixed cash amount for covered hospital stays, regardless of actual medical costs. It is a supplement to major medical insurance. How It Works Helps offset out-of-pocket ...

    • DentalWise Max - UHOne

      What it is DentalWise Max combines Dental, Vision, and Hearing (DVH) benefits into one plan for individuals and families. It’s designed to promote overall wellness with convenient, bundles coverage. Immediate Dental and Vision Benefits Most dental ...